Every year we see an enormous amount of Insurance changes with patients and even ourselves. It is very important for you to bring your updated Insurance information to your appointments. This alleviates billing problems for you and our staff. If you haven’t received a copy of your new insurance card you can go to most insurance web sites to get a copy or at least your ID number.
Here are some of the most common sites:
BCBS of KC https://www.bluekc.com/
Humana https://www.humana.com
Cigna http://www.cigna.com/
Aetna https://www.aetna.com/
Do yourself the biggest favor of the New Year and go on the websites for your insurance to educate yourself on your new benefits. It is helpful to know your co-pays, coinsurance, deductibles, out of pocket expenses, and the different co-pays for prescriptions. This information can help you budget for your medical expenses and not be surprised when there has been a change.
How do deductibles, coinsurance and copays work?
You’re probably wondering what this means. When both you and your health insurance company pay part of your medical expense, it’s called cost sharing. Deductibles, coinsurance and co-pays are all examples of cost sharing.
Understanding more about what deductibles, coinsurance and co-pays mean—and how they work together—will help you make the right choice when you’re selecting a health insurance plan. We found an article on this website which will help explain it all!
If you have any questions regarding your new coverage and how it will work with our clinic, don’t hesitate to call our billing department.